When I was in community college, I was working two jobs and going to school full time. Well my one-year annivesary was about 4 months out, so to surprise my GF, I saved up a thousand dollars and went to see her. My motivation was spending time. I worked in retail and restaurant, so I would save all my tips which on Saturday and Sunday, I was able to make about 400 per weekend. I would also learn to budget my money by writing down my bills and then how much I was getting paid. Then I add money to the appropriate areas.