Money & Housing
Being fortunate enough to be able & healthy I worked long hours to save money to house myself. Loathing borrowing money, with house prices rising more than what I could save, it seemed a waste of effort. Advanced tax law knowledge, only volunteered to be by a couple of individuals who cared set me on a course to lock into the housing market, making banks wealthier, along with myself. I still feel something unfair about this, as a secure long-term job is essential to maintain loans required to enable such an exercise, for a basic need. Many jobs have gone OS. The method is not accessible, let alone economically sustainable/possible for everybody without a roof over their head to exploit. With foreign 'investment' seeking 'safe havens' in desirable residential areas that also exploit tax avoidance pushing up rents & prices, it undermines what was once a much more egalitarian society. So, in short, due to good fortune I afforded a home, but feel is is at the expense of somebody else.