I, too was taught to save money and plan for futur
My daddy taught me very well on how to save money, and not only have a rainy day fund, but to make every penny count. I recently retired, sold my home and took the equity to pay cash for a retirement home. We were taught if you did not have the funds to purchase an item or to make payments on an item, then you do not get it. Do not over spend and budget well. Now that the years have passed, I am realizing that no one ever taught the government or the state on how to do the same. They continue to over spend, and believe is it easy to just raise property taxes, state taxes and etc, and not worry about how the people on a fixed income are going to accept the additional cost. Of course, we can do without our medication or doctor visits. Now that we have cut that out, what do we cut out next, I was not taught that! nor was the Government or the State.