When I was a child we had to earn our own money, so if we wanted to go places we had to work. But I figured a system of for everytime I spent money I put the same amount in bank. My parents taught us early life is not free. With the values we had made it easier to see money grow in the bank. We never asked mom and dad for cash and one wise saying they told us if you can't afford to pay cash never get credit. We always played money games make believe it was a job and then write out a budget. I passed this onto my children and am proud of them all yes all 6 kids never got welfare when they left school they got jobs or went onto college. They now see the pattern and do the same with their children also.Moral of the story is easy savings equal a life of good things to come. So make a budget and stick to it you will never regret it.