I learned to save by watching my mother, who had great discipline and also made it fun. To save for her vacations, she would start collecting "dirty money." Any bills that she received that were torn or "dirty" in any way would be put in the "vacation fund" and after a year or two, she had accumulated enough to take a very nice trip! The fun part came along when she would see someone with dirty money then offer to trade them for clean money. We would be standing at the cashier at the grocery every week, and she would kindly ask the cashier to "cash out" all her dirty money. This gave mom the opportunity to explain why and pass her little trick along to others.