Many, many, many years ago a neighbor's husband made that statement and it was a very good statement. Personally, I like the free things in life, especially our freedom. My father said save a dollar every day and you will hit every month. Another thought comes to mind my father would say is "What do you need that for'? Oh well, it was his money. Know, I am the banker and I do watch very carefully by putting a limit on things such as goods and services. Now tonight, I am playing bingo, and for three weeks, I have been saving. Think and save that's what I say.